What Are Lagoons?

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In this article we discuss the geographical phenomenon of the lagoon, and then go on to examine a couple of examples to facilitate a full understanding of just what a lagoon is. The term derives from the Latin word ‘lacuna’ which means empty space.

Basically a lagoon is a shallow pool of water that is next to the sea, but it is separated from the sea by a barrier. This barrier can take various forms, for example, it could be a coral reef or a sand bank. The salt water that flows into the area behind the water is defined as a lagoon.

Most lagoons are coastal, and are next to the sea, but sometimes there are formed by water flowing in from freshwater streams. These freshwater lagoons are termed estuaries.

So moving on to some concrete examples let us consider the island of Formentera. Formentera is one of the four Balearic islands (Mallora, Menorca, Ibiza, Formentera), and is just south of Ibiza. It only takes thirty minutes to get to Formentera by ferry from Ibiza, and you arrive at the port of La Savina. Once at La Savina you only need to walk ten minutes to see its two saltwater lagoons: Estany Pudent and Estany des Peix.

Estany Pudent is also known as stinky pond because its sulphur reserves bubbles up in the summer and create quite a stink. Estany des Peix is a smaller lagoon which is very shallow, and it is used by people with small boats.

These are just two of the Mediterranean’s lagoons, and you should certainly explore other areas to learn more about these beautiful geological features.

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Source by Linda Lee-Grace

8 Tips to Hire Telemarketer to Supercharge Your Insurance Sales

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Hiring a telemarketer is a business strategy an insurance agent can explore where the telemarketer is to secure appointments and the insurance agent focuses his or her time solely on appointments and writing applications.

Telemarketing can be an extremely efficient and inexpensive way of acquiring business if used correctly. It should be a carefully planned activity to ensure your strategies and tactics are spot-on.

In addition to scheduling appointments, a telemarketer can help qualified prospects interested in hearing from the insurance agent. The insurance agent can then focus on sales without the emotional baggage caused by making tonnes of cold calls.

The following are a number of tips that can help telemarketing service work best for you:

(a) Master the Art First

Go through the telemarketing process and be really good at it, only then you have the experience and competence to hire and effectively train a telemarketer. This is important if you want to get the best results from the telemarketing service.

(b) Use a Proven and Tested Script

A telemarketer has only a few seconds to make a good impression. Once you are sure you have the right script that you can use to produce desired results, you can train the telemarketer how to use the script tactfully especially when handling rejections.

(c) Selection Criteria

You may consider hiring telemarketers with sales background. They are able to take on the job more quickly and smoothly. Telemarketing is not for the faint-hearted, you may go through some basic call scenarios in order to judge their ability to manage stress.

(d) Adherence to Regulation

Study the laws regulating telemarketing activities in the area you operate your business. Find out if “Do not call list” is applicable. Make sure your phone list is scrubbed against “Do not call list”.

(e) Prospect Lists

If you decide to purchase prospect list, you may like to purchase from a reputable source that offers you the target market that you like to focus your energies on. Buying “freebie” lists can frustrate yourself and your telemarketers.

(f) Pay Rate and Incentive Scheme

Telemarketers are paid hourly plus bonus. A competitive wage and reward can ensure you get to hire experienced and dedicated telemarketers who in turn will do their best to set quality appointments for you.

(g) CRM System

Choose a CRM System that can bypass answering machine and connect prospects to the telemarketers as soon as the prospects pick up the phone. It is annoying for the prospects to listen to robotic sounding auto-diallers.

(h) Outsourcing

You may consider outsourcing. You can approach a telemarketing service provider that specializes in your service or product. For offshore services, assess the English-speaking and comprehension abilities of the telemarketers.

Telemarketing service can give your business a competitive edge by letting you concentrate on your core business activities. A strategic integration of telemarketing service into your business operation can help you significantly increase sales and profits.

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Source by Xoseph Chu

Top 8 Reasons Why You Should List Your Company in the Stock Exchange

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Listing or Stock Exchange Listing, as many people call it, is the process of making a transition from a private organization to a publicly-owned entity wherein all or some shares of the company can be traded in the stock exchange. The ability to have the company’s shares traded in the stock exchange is fundamental to an organization’s decision to have the company listed.

Essentially, stock exchange brings the capital providers and the organizations that require capital, together in one marketplace. The stock exchange undertakes this simple yet effective role in many countries and as such, acts as a hub at the core of many countries’ economy. Capital providers earn a Return on Investments (ROI) through capital growth and dividends, thereby increasing the country’s overall wealth. Likewise, the organizations in which the capital providers invest offer and provide employment, thereby driving the company’s economic development. These are just two benefits of having a company listed in the stock exchange but on a more personal side, there are 8 reasons why you should list your company in the stock exchange. Read through and find out what these 8 reasons are:

o Capital Growth

Stock Exchange listing provides opportunities to both the investor and the listing company. The listed company finds a great opportunity to increase its primary capital for market’s organic growth and acquisition funding. On the other hand, the investors investing on the listed company can easily grow their savings through dividends and share price fluctuations.

o Corporate Profile Elevation

Stock Exchange Listing generally raises the public profile of the organization with their customers, investors, suppliers and media. Companies listed in the stock exchange usually become a part of analyst reports and are usually included in the index.

o Improvement in the Company Valuation

Generating an independent valuation becomes possible when a company is listed in the Stock Exchange.

o Institutional Investment

It is easier for an organization to attract institutional investors or other companies who wish to invest on other companies. This simply means availability of both expertise and capital.

o Trading Platform

Many stock exchange companies offer an ideal trading platform for the company’s shares. These companies also give their shareholders a great opportunity to realize the value of their shareholdings, which eventually, can help the company expand its shareholder base.

o Alignment of management/employee interests

The process of compensating the company executives, directors and employees with shares becomes simple, making it easier and more flexible to align the company employees’ interests with the goals and objectives of the organization.

o Reassurance of Suppliers and Customers

The organizations listed in the Stock Exchange generally find improvement in their business and financial strength.

o Exit Strategy for Investors

Stock Exchange listing provides the founders and investors of the company a mechanism to easily exit their investments.

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Source by Michelle Grace Tapire

Ten Benefits of Having Multiple Personalities and Dissociative Identity Disorder – DID, MPD

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In the typical process of trauma therapy, the therapist and the dissociative trauma survivor will spend a great deal of time talking about how difficult it is to be multiple — and it is difficult, no doubt about it. For the typical multiple, there were years and years of pain and horror and abuse requiring the need to split over and over into a number of different personalities just to survive the unthinkable.

But the point of this article is to talk about what an outsider / singleton sees as the benefits of being multiple and having Dissociative Identity Disorder (DID/MPD). Yes, there really are some advantages to being split!

I see the following ten benefits in multiplicity:

  • Being able to do more than one thing at the same time. Talk about having the ability to multi-task! I’ve known situations were one personality can be talking comfortably on the phone while another personality is busy doing the day’s work. How cool is that?!!!
  • Always having someone to talk to. When you are friends with each other on the inside, you don’t ever have to be alone. Your best friends can be right there with you, any time of the day or night.
  • Being able to maintain the joy of a child’s perspective. Children can be so innocently full of wonderment, and joy, and happiness. They know how to be carefree and happy and amazed at the simplest of life’s pleasures. Child parts, once safe from trauma, can keep that sense of joy near to them their whole lives long.
  • Being able to take a break even when the outside body has to keep going. When you’re split, you can tuck back inside, and rest, or sleep, or think, and let someone else be out front managing whatever is going on in life. Having that ability to pull away and separate from the outside life can come in handy sometimes!
  • Having the ability to remember so much more of life’s experiences. In my opinion, once a person with Dissociative Identity Disorder finds safety, and learns to connect with all their internal people, and lowers their dissociative walls, it seems to me that people with DID actually remember more of their life than “regular” singletons do. This includes remembering more of the good times as well as the bad.
  • Having the ability to understand life and events from a variety of different perspectives. Those with DID don’t have to imagine what it would be like from a different perspective – they often have someone inside that already genuinely sees things that way!
  • Blocking out pain. While blocking pain is not always a positive or helpful skill, there are times and places where having the ability to block out pain, both physically and mentally, can be a great benefit.
  • Quite possibly needing less sleep? I can’t prove this, but it seems to me that a significant number of folks with DID can function quite effectively on less sleep than what the average singleton person needs. Maybe this is because the various parts can rest and sleep internally? By taking turns resting inside, does that make the overall physical need to sleep less? I have no real answers for this, but it’s not uncommon for this to appear to be the case.
  • Looking younger. Again, I cannot prove this, but in my years of working with multiples, folks with DID look considerably younger even as they physically age. One would think that the years of trauma, abuse, and stress would have a negative effect on the physical appearance, and while there are obvious scars, there also seems to be a common ability to not age physically as quickly as singletons do. You all nearly always look younger than you actually are. How cool is that?!
  • The ability to fit in with a variety of different people. While some system splits were formed as trauma-based ways of matching with various groups of people (and some not so good as others), the positive flip-side of that ability is that people with multiple personalities can literally find themselves fitting in easily with a wide variety of people in a variety of ages.

The point being, despite the difficult beginnings required in splitting into multiple personalities, there are many good and positive attributes to being multiple.

For those of you that are multiple, what do you enjoy about your multiplicity? What strengths do you have? How has multiplicity enhanced your life? What qualities of being a multiple would you want to keep, and never lose?

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Source by Kathy Broady

10 Tips About Multicultural Or Multinational Relationships

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Being in a relationship with a partner from a different culture and or nation can be challenging. In the following article I’ve collected 10 tips from personal experience and those of my clients to help you make the best out of your experience:

Tip #1: Ask questions

I personally think this is the most important tip of all. If you allow each other to ask questions you are willing to learn more about the other every day.

Tip #2: Assume nothing

Even though you might have read about their culture or nation or have been in relationship for a while, stop yourself when you catch yourself thinking: I know this already. Meet your partner with freshness and openness.

Tip #3: Learn the language

Enroll in a language class teaching the language your partner speaks at home. If you’re both speaking a language different from your mother tongue you will both have to show interest in the other person’s world and one point of access is their language.

Tip #4: Be open to differences

The fact is that you are both different, as much or even more than any other couple. Remind yourself to be open to different view, values and beliefs. It does not mean you have to agree to everything, but acceptance is vital.

Tip #5: Stop comparing

If you continuously compare your culture or nation with theirs you will end up arguing who is better. Discuss differences but don’t make it a competition.

Tip #6: Communicate

Like in any relationship, communication lies at the heart of it. You need to communicate early about your differing view, values, and beliefs before you hit a crisis point of whether your child should be raised catholic or Islamic.

Tip #7: Share your emotions

One of you will probably live in a country or culture different from where they grew up. It is of utmost importance that you share your feelings and emotions honestly along the way about what’s coming up for you.

Tip #8: Show interest in your partner’s culture and nation

Even though you might be living where you grew up, make an effort to learn about your partner’s culture and nation. Plan to visit it at least once or multiple times if possible. Let your partner show you around.

Tip #9: Discuss future plans

Start to discuss future plans early in the relationship: How do you want to bring up your children? Where would you want to live? What religion do you want to practice? What does it mean to your family to be in a relationship with someone from another culture or nation?

Tip #10: Talk about your past

Find out about each other’s history, talk about your childhoods, show each other photos and share other important aspects of your life. This will allow you to enter into each other’s model of the world.

Many of these suggestions obviously don’t just apply to multicultural or multinational relationships and you might add others from your personal experience.

Happy relating!

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Source by Nathalie Himmelrich